> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.zbspos.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Statement - Pin Debit Annual Fee

### PIN Debit Annual Fees 

The PIN networks require payment of an annual PIN debit fee. When the merchant decides to accept PIN debit sales, certain costs will be assessed. 

---

# Why Are Pin Debit Annual Fees Required

PIN Debit transactions are processed under separate networks than what Visa/Mastercard/AMEX use. These PIN networks are managed and charged separately for their usage to Card Service Providers. 

---

# What Are the PIN Debit Network Annual Fees

The annual charge varies each PIN debit network. PIN debit networks include PULSE, STAR, Jeanie, NYCE, InterLink, NETS, Shazam, and Accel, which charge annual fees of $200. 

---

# How Can I Avoid Annual Pin Debit Fees

The merchant can decide not to accept PIN debit sales if they do not want to pay the annual PIN debit fees. 